Loans

We offer the following personal loans (Please call for current market rates):

First Mortgage

Home Equity Loans

Home Equity Lines of Credit

Ready Credit
        Ready Credit is attached to your checking account protecting you from overdrafts and overdraft         charges. There is no annual fee. You pay interest on only the balance owing at a fixed 18% (APR)         Annual Percentage Rate. Available for credit qualifying customers only.

Auto Loans
       New: 10% down payment required. Financing is available for up to 6 years.
       Used: 10% down payment required. Financing is available for up to 5 years.

Snowmobile, Motorcycle, Personal Watercraft Loans
        New: 20% down payment required. Financing is available for up to 4 years.
        Used: 25% down payment required. Financing is available for up to 3 years.

RV Loans - Motorhomes & Campers
        New: 20% down payment required. Financing is available for up to 7 years.
        Used: 20% down payment required. Financing is available for up to 5 years.

Boat Loans
        New: 10% down payment required. Financing is available for up to 7 years.
        Used: 10% down payment required. Financing is available for up to 5 years.


Please contact one of our helpful bankers listed below for more detailed information:
          • Blaine I: Call Mary Decko @ 763-767-3415
          • Blaine II: Call Mary Decko @ 763-767-3415
          • Ham Lake: Call Rebecca LaPointe @ 763-413-2333
          • Loretto: Call Cindy Spaulding @ 763-767-3447
          • Rogers: Call Sarah Jordahl @ 763-792-3763


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