Savings

Money Market Account
This account offers higher competitive interest rates for customers with balances of $2500 and above with the flexibility to move your money. Opening deposit $2500.
            • Tiered interest rates based on amounts held in account
            • Interest compounded daily and paid monthly
            • $2500.00 minimum balance to earn interest
            • Free Instant Cash or Instant Cash & Check Card for qualifying customers
            • Free access to Place ‘N Click® Online Banking
            • Three debits/checks plus three transfers per month
            • Monthly statement with images of checks
            • Combined monthly statement which includes checking, savings and certificates of deposit
No monthly service fee if a minimum balance of $2500 is maintained. If the minimum balance is
not maintained, a $13 per month service fee plus $.35 per debit/check will be assessed.

Regular Savings
This flexible account makes it easy to save for your future. Opening deposit $200.
            • Low minimum balance
            • Nine free withdrawals per quarter
            • A liquid investment
            • Interest compounded daily and paid quarterly
            • $200.00 minimum balance to earn interest
            • Free access to Place ‘N Click® Online Banking
            • Free Instant Cash Card for qualifying customers
            • Quarterly or combined monthly statement when linked to a 21st Century Bank checking account
Monthly Service Fee: None with minimum balance of $200. $9 service fee per quarter if balance
falls below minimum. $.50 for each withdrawal in excess of nine per quarter.

Limited Savings
Perfect account for minors and students. Opening deposit $50.
            • Low minimum balance
            • Nine free withdrawals per quarter
            • A liquid investment
            • Interest compounded daily and paid quarterly
            • $50.00 minimum balance to earn interest
            • Free access to Place ‘N Click® Online Banking
            • Free Instant Cash Card for qualifying customers
            • Quarterly or combined monthly statement when linked to a 21st Century Bank checking account
Monthly Service Fee: None with minimum balance of $50. Service fee waived for minors. $.50 for each withdrawal in excess of nine per quarter. $9 service fee per quarter if balance falls below minimum.
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 See 'Interest Rate' page


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