- $200.00 minimum balance to earn interest
- $200.00 opening deposit
- No monthly service fee with a $200.00 minimum balance ($9.00 service fee per quarter if minimum balance is not maintained any day of the quarter)
- Nine free debits per quarter, with no more than six per month ($0.50 per debit fee thereafter)*
- Interest compounded daily and paid quarterly
- Free quarterly E-Statement ($5.00 per quarter for paper statement; $2.50 per quarter for paper statement for age 65 and over)
- Minimum balance service fee waived for minors until the age of 18.
*Federal regulation restricts the number of telephone transfers, online banking transfers, checks, debit card transactions and preauthorized transfers on all savings accounts and money market accounts to six (6) per month, but unlimited transfers and/or withdrawals are allowed if done in person, by mail, at an ATM or for loan payments at our Bank.